How it works

  1. Start with what is in your checking account today.
  2. Subtract every bill that will leave the account before your next paycheck.
  3. Subtract the savings transfer you plan to make and a small buffer for surprises.
  4. What is left is safe to spend. Divide it by the days until payday for a daily number.

An estimate for planning, not financial advice. Nothing you type is saved or sent anywhere.