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Free calculators

Type your own numbers and get one clear answer. Nothing is saved or sent anywhere.

Three tools

Pick a calculator

Free downloads

Prefer a spreadsheet?

Spreadsheets open in Excel, Apple Numbers or Google Sheets (File → Import). Printables are US Letter.

Free · Excel · Google Sheets

Subscription Tracker

List every recurring charge, mark it keep, review or cancel, and see the yearly cost before the next renewal.

  • Monthly and yearly totals
  • Pink rows 7 days before a renewal
  • Money freed if you cancel
Free · Excel · Google Sheets

Monthly Bill Tracker

One list of every bill with its due day, autopay and a paid box, so nothing slips through the month.

  • Paid so far and still to pay
  • “Due this week” and “Late?” status
  • Room for 30 bills
Free · Excel · Google Sheets

52-Week Savings Challenge

Choose your own first deposit and weekly step, then tick off each week and watch the running total grow.

  • Your own start amount and step
  • Smallest-first or largest-first order
  • Progress bar and running total
Free · Excel · Google Sheets

50/30/20 Budget Calculator

Enter your take-home pay and expenses to compare needs, wants and savings with the 50/30/20 targets.

  • Editable split, like 60/20/20
  • Actual vs target for each bucket
  • Pink warning when a bucket goes over
Free · Printable PDF · 1 page

15-Minute Weekly Money Check-In

A one-page worksheet for the Sunday check-in: balances, what changed, the next seven days and one action.

  • Four timed steps
  • Next-seven-days table
  • One-action box
Free · Printable PDF · 2 pages

20-Minute Monthly Budget Review

Compare the plan with the real month, explain one gap, and choose one fix for next month.

  • Planned vs actual table
  • Three types of budget gap
  • One-fix box

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